In my appointment yesterday I revisited and reaffirmed my duty and purpose as a financial planner.
The client has problems which is not uncommon to many people today.
For the client, I became a reality check. Looking back, my words were cold and of little comfort. I didn't expect the client to be able to sit thru the 2 hours review session with me. Uncomfy - yes but a stark reminder.
At that point, I know this client cannot afford to get financial product from me.
Yet, I kept going. I didn't scold the client of course. I encouraged the client to make a decision. To solve the financial problems. To shelve dreams and aspirations. To deal with it now.
It was decided. And I am happy to have done it together with the client. We created the Plan. The solution.
Even though it was a bitter pill to swallow for the client, I am glad I was there to help.
Some may think I wasted time. Wasted money cos I bought coffee. I didn't think so, instead I believe that in the more divine scheme of things I am the right person to help this person at that time, to make a life-changing move for the better.
That to me is one of the key purpose of being a Financial Planner.
Lotsa memories flood back with those songs from immortalised ABBA.
Could still remember watching their performance on my grandmas old boxy TV in our kampung home.
They were the craze and it seems that they are still the craze. Mambo still worship them every Wednesday with youngsters dancing to cult-like dance moves.
But it was a good movie. Featuring some less played songs of ABBA. And most importantly, I smiled through the movie with good company. Nice.